Insurance is a way of managing risk that come unexpectedly in the future. In choosing insurance, you must understand the risks that could happen so you can find the insurance that gives you maximum benefits.
You probably already know, is essentially a transfer of insurance risk. For example, while the backbone of the family died or could no longer work due to an accident, the risks that arise from these events will be transferred to the insurance company when the family has insurance. Thus, the family life of abandoned not too bothered.
Currently there are still many residents of Indonesia who have yet to have a consciousness of the insured. But, interest in buying insurance continue to rise. The data of the Association of life insurance Indonesia (AAJI) indicates, first and then the life insurance premium income growth reached 16.6%. Life insurance premiums increased by Rp 53.58 trillion in 2014 one semester to Rp 67, 8 trillion this year.
Whereas, the General Insurance Association of Indonesia (AAUI) announced a general insurance gross premiums in the first half of 2000 increased by 28.1 reached Rp trillion. That number increased 10.2% total earnings in the same period a year earlier.
Know what that type of Insurance, benefits, and insurance risk
Well, if you also have any desire memiliiki insurance, but still hesitant to buy, it's important to understand first what that insurance. As mentioned earlier, insurance is a way to manage risk. Various risks that can happen in life and their very nature unpredictable, can be transferred or transferred to the party that wants to receive, i.e. insurance companies.
Therefore, we recommend that everyone have insurance, especially insurance bear the risk-the risk that the chance of the occurrence, such as life and health insurance.But, this is not a risk of diversion. The customer or buyer insurance policy should pay some of the premium, the customer can benefit from the risk of unexpected losses.
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